Richard Paille, CEO

Values are seeking equilibrium with rents.  It is setting up  a great transfer of wealth for investors to buy cheap, find a tenant and let them pay for the mortgage.  If inflation returns and rates go higher (both of which we predict to happen) Shared Appreciation Mortgages might save the economy.

Professional Profile

Real Estate and Mortgage
  • Chairman of Board:  BAREIS MLS
  • Active in RE and Mortgage Business
  • Real Estate Broker, CA 1976
  • Real Estate Broker, NV 1975
  • Real Estate Appraiser 1987
  • Financial Services  1998
  • Insurance Broker  1997
  • Past President, Board of Realtors
  • Past Chairman of Budget, Grievance and  Public Relations committees
  • GRI / E-Pro / REALTOR


  • Understanding of local issues effecting housing market including costs and affordability issues.
  • Understanding of factors that determine values and influence market factors
  • Proven leadership skills and experience in multiple facets of finance and management areas.
  • Ability to seek common ground amongst contrary parties within boundaries of  ethics and budget limits
  • Sensitive to impacts from government and private sector influences on values.

Professional Experience

REAL ESTATE BROKER\: Owner: Hart & Co., Santa Rosa, CA1997 to Present  (RE Broker since 1973)MORTGAGE BROKERBest Home Mortgage  (Mtg Broker since 1989)




  • Numerous Industry designations:  GRI, E-Pro.
  • VP/Director for BAREIS MLS,
  •  Grievance Appeals Committee/MLS Tech Committee
  • Co-Author of DRE approved CE, “Foreclosure Facts and Fictions”
  • Chrm. Board of Education / Elder for St. Marks Lutheran Church
  • President DBs Investment Club



University of Nevada, Reno, NVBachelor of Science1973